Complete the form below as much as possible. An agent will be in touch shortly to review your coverage needs and options.
Full NameE-mailHome AddressPhonePreferred Insurance Agent
Are you Currently Insured?
Current Insurance Carrier & Policy NumberCurrent Levels of Bodily Injury & Property Damage Coverage
Which of the following best describes you?
None of the above
VEHICLE #1- Make, Model, YearVEHICLE #1 - VIN NumberVEHICLE #1- Comprehensive DeductibleVEHICLE #1- Collision DeductibleVEHICLE #2- Make, Model, Year (if applicable)VEHICLE #2- VIN NumberVEHICLE #2- Comprehensive DeductibleVEHICLE #2- Collision DeductibleADDITIONAL VEHICLESDRIVER #1- Full NameDRIVER #1- Date of BirthDRIVER #1- Drivers License Number
DRIVER #1- Gender
DRIVER #1- Marital Status
DRIVER #1- Driving History: List any tickets or accidents (Please explain and include dates in possible).DRIVER #2- Full Name (if applicable)DRIVER #2- Date of BirthDRIVER #2- Drivers License Number
DRIVER #2- Gender
DRIVER #2- Marital Status
DRIVER #2- Driving History: List any tickets or accidents (Please explain and include dates in possible).ADDITIONAL DRIVERS- Please enter the full name, date of birth, Drivers License number, gender, marital status and driving history of any additional drivers.
Do any of the above drivers consume alcohol?
Yes, one or more of the drivers consumes alcohol.
No, none of the drivers consume alcohol.
Additional Comments and Information
I understand that insurance coverage is not bound or altered until I receive confirmation by an authorized representative of Ability Insurance Agency.
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FREQUENTLY ASKED QUESTIONS ABOUT AUTO INSURANCE
What is the difference between Comprehensive and Collision Coverage?
Comprehensive coverage covers your car for fire, theft, vandalism, glass
breakage and animal accidents. This coverage is subject to a
deductible, and does not surcharge your policy. Collision coverage, is
just that, it covers your car when you collide with something. This is
subject to a deductible, and typically affects your insurance rate.
What is the state minimum coverage? Do I need more than the minimum?
Utah requires bodily injury liability coverage of $25,000 each person,
$65,000 each accident and $25,000 property damage per accident. This is a state specific minimum, we can help identify what your needs are in Washington, Montana, Idaho, Utah, Wyoming, New Mexico and Arizona. This is
the coverage used to protect the public, in case of an accident that is
not their fault. Everyone needs more coverage than this, each person
must decide what they can afford and what assets they need to protect. Our agents can guide you through the process of choosing coverage.
Does my insurance pay if someone else is driving my car?
Yes, so long as they are not excluded from your policy.
If I rent a car while on vacation, do I need to buy auto insurance that the rental agency tries to sell me?
Your policy will cover you for a rental as if it were on your policy. It will be subjected to the same deductible limitations.
What do I need to do if I purchase a new car?
Always report the new car to your agent as soon as practical. You have
coverage that extends from your insurance policy, but depending on your
coverage, it may not be what you need to cover that new car.
Does my auto insurance policy still cover my children while they are
living away from home at college? What about when they return home for
You would want to list them as 'students away'. This gives you a
discount still, and allows them to drive your cars when they visit home.
This only applies if they don't take a vehicle with them.
What does my credit history have to do with my insurance rate?
Several years ago, company actuaries determined that there was a
correlation between the number of claims filed and an insured's credit
history. The better their credit, the less likely they were to file
claims. These rates are filed with the state and are reflected in the
price you pay for insurance.