FREE AUTO INSURANCE QUOTE

Complete the form below as much as possible. An agent will be in touch shortly to review your coverage needs and options.

Full Name E-mail Home Address Phone Preferred Insurance Agent
Are you Currently Insured?
Yes
No
Current Insurance Carrier & Policy Number Current Levels of Bodily Injury & Property Damage Coverage
Which of the following best describes you?
Homeowner
Renter
None of the above
VEHICLE #1- Make, Model, Year VEHICLE #1 - VIN Number VEHICLE #1- Comprehensive Deductible VEHICLE #1- Collision Deductible VEHICLE #2- Make, Model, Year (if applicable) VEHICLE #2- VIN Number VEHICLE #2- Comprehensive Deductible VEHICLE #2- Collision Deductible ADDITIONAL VEHICLES DRIVER #1- Full Name DRIVER #1- Date of Birth DRIVER #1- Drivers License Number
DRIVER #1- Gender
Male
Female
DRIVER #1- Marital Status
Single
Married
DRIVER #1- Driving History: List any tickets or accidents (Please explain and include dates in possible). DRIVER #2- Full Name (if applicable) DRIVER #2- Date of Birth DRIVER #2- Drivers License Number
DRIVER #2- Gender
Male
Female
DRIVER #2- Marital Status
Single
Married
DRIVER #2- Driving History: List any tickets or accidents (Please explain and include dates in possible). ADDITIONAL DRIVERS- Please enter the full name, date of birth, Drivers License number, gender, marital status and driving history of any additional drivers.
Do any of the above drivers consume alcohol?
Yes, one or more of the drivers consumes alcohol.
No, none of the drivers consume alcohol.
Additional Comments and Information
I understand that insurance coverage is not bound or altered until I receive confirmation by an authorized representative of Ability Insurance Agency.
Submit for a Free Quote
FREQUENTLY ASKED QUESTIONS ABOUT AUTO INSURANCE
  • What is the difference between Comprehensive and Collision Coverage?

    Comprehensive coverage covers your car for fire, theft, vandalism, glass breakage and animal accidents. This coverage is subject to a deductible, and does not surcharge your policy. Collision coverage, is just that, it covers your car when you collide with something. This is subject to a deductible, and typically affects your insurance rate.

  • What is the state minimum coverage? Do I need more than the minimum?

    Utah requires bodily injury liability coverage of $25,000 each person, $65,000 each accident and $25,000 property damage per accident. This is a state specific minimum, we can help identify what your needs are in Washington, Montana, Idaho, Utah, Wyoming, New Mexico and Arizona. This is the coverage used to protect the public, in case of an accident that is not their fault. Everyone needs more coverage than this, each person must decide what they can afford and what assets they need to protect. Our agents can guide you through the process of choosing coverage.

  • Does my insurance pay if someone else is driving my car?

    Yes, so long as they are not excluded from your policy.

  • If I rent a car while on vacation, do I need to buy auto insurance that the rental agency tries to sell me?

    Your policy will cover you for a rental as if it were on your policy. It will be subjected to the same deductible limitations.

  • What do I need to do if I purchase a new car?

    Always report the new car to your agent as soon as practical. You have coverage that extends from your insurance policy, but depending on your coverage, it may not be what you need to cover that new car.

  • Does my auto insurance policy still cover my children while they are living away from home at college? What about when they return home for the summer?

    You would want to list them as 'students away'. This gives you a discount still, and allows them to drive your cars when they visit home. This only applies if they don't take a vehicle with them.

  • What does my credit history have to do with my insurance rate?

    Several years ago, company actuaries determined that there was a correlation between the number of claims filed and an insured's credit history. The better their credit, the less likely they were to file claims. These rates are filed with the state and are reflected in the price you pay for insurance.

FIND AN AGENT TO EVALUATE YOUR NEEDS

FIND AN AGENT